BTO Finance | Professional Mortgage Advice https://www.btofinance.com.au/ Fri, 05 Jun 2020 03:39:42 +0000 en-US hourly 1 https://wordpress.org/?v=6.3.8 https://www.btofinance.com.au/wp-content/uploads/2020/02/BTO-favicon-o.jpg BTO Finance | Professional Mortgage Advice https://www.btofinance.com.au/ 32 32 Using a mortgage broker – moneysmart.gov.au https://www.btofinance.com.au/2020/06/using-a-mortgage-broker-moneysmart-gov-au/ Fri, 05 Jun 2020 03:36:24 +0000 https://www.btofinance.com.au/?p=556 Everyone has their opinions when it comes to deciding whether or not to use a professional intermediary when dealing with your lending. Many find that information and knowledge is power. This is key to making the best decision. Mortgage brokers have (should have) a dedicated pool of knowledge through their relationship with a wide range […]

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]]> Everyone has their opinions when it comes to deciding whether or not to use a professional intermediary when dealing with your lending.

Many find that information and knowledge is power. This is key to making the best decision.

Mortgage brokers have (should have) a dedicated pool of knowledge through their relationship with a wide range of industry partners including banks, professional referral partners such as real estate agents and accountants as well as fellow brokers.

Have a read of the short guide from moneysmart.gov.au to help you understand how mortgage brokers like BTO Finance can help: https://moneysmart.gov.au/home-loans/using-a-mortgage-broker

Remember, we are only a quick email or call away, so please feel free to contact us for an obligation free consultation.

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]]> A very, very common question https://www.btofinance.com.au/2019/03/a-very-very-common-question/ Tue, 19 Mar 2019 12:16:32 +0000 http://www.btofinance.com.au/draft/?p=201 Professional and personally, I’m asked a very common and important question: How much can I borrow? The assessment of your borrowing power cannot be answered without a series of further questions to provide the magical dollar amount $$$. What are your current financial commitments? What are your living expenses? Do you have any savings or […]

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]]> Professional and personally, I’m asked a very common and important question:

How much can I borrow?

The assessment of your borrowing power cannot be answered without a series of further questions to provide the magical dollar amount $$$.

  • What are your current financial commitments?
  • What are your living expenses?
  • Do you have any savings or reserved funds?
  • Are you intending to borrow jointly with someone else?
  • Are you receiving a monetary gift towards your purchase?

These are only some of the question that you can expect. So, if you are curious, slightly confused or just want to confirm what you may already know, call us to arrange for your next chat to find out, how much your borrowing power is.

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